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Cave Houses in the Altiplano De Granada – 5 Great Reasons to Buy a Cave in Spain
Despite the worldwide economic crisis southern Spain still remains an area where many people of all nationalities wish to live. It enjoys some of the best weather in Europe and represents a more relaxed way of life for thousands of migrants from the cooler industrialised north. Relocaters, down-sizers and investors have for some time been looking inland from the bustling resorts of the Mediterranean coast.
The Altiplano de Granada is a beautiful and only recently discovered part of Andalucia. It is only a one and a quarter hour drive from the coast and within easy reach of several international airports.
The cave house is the traditional type of dwelling to be found in and around the Altiplano. There are literally thousands of these unusual properties excavated into hillsides in this area. Most people could never imagine wanting to buy and live in a cave, but here are 5 great reasons why you may wish to do so.
Grants For Homes – Getting Free Money For Real Estate
Applying for and receiving grants for homes can be your way of cashing in on the current real estate market without any cash out of your pocket. These government programs are helping millions of people, and here’s how it can help many others.
Grants for homes are available through state and local government agencies for a variety of purposes and uses:
* To Assist with Down Payments
* Home Repair and Improvements
* Get Out of Debt
How to Add Value to Your Home
Increasing your home’s value is a good idea whether or not you are planning to sell in the near future. Even if you are going to remain in your home for awhile, you will enjoy your home more with some carefully planned upgrades. Adding value to your home is also a good financial decision. Begin by touring your neighborhood.
Look at your neighbor’s homes and see how they have kept their home’s up. If people in your neighborhood have added a bathroom, then you may need to add a bathroom to bring your home up to par. Although you don’t want to necessarily get into a competition with your neighbors, you do want to take steps to add value to your home. The amount of money that you spend on renovations does not mean you will add that same amount of money to the value of your home. In many cases, smaller projects can end up adding more value than larger ones. The best projects are ones that will add to your live while adding to your home’s value at the same time.
What Will Happen to the Housing Market Over the Coming Months?
According to BBC1’s Property Watch, “recovery is all about consumer confidence”, only to some extent. The recovery of this property market is about one main thing and that’s the need for 90% mortgage lending to come back. It doesn’t matter how confident we all are, until proper, sensible lending comes back, the market can’t move forward that much, it’s basically stuck. So will prices continue to rise over the coming months? The answer to this is yes and no, oh and also ‘it depends where you live and what property type you have!’.
The market is currently moving forward well versus previous months as property investors and people trading up as well as confident First Time Buyers are starting to buy. Sellers have decided to either drop their price to secure a buyer, or they have taken their property off the market and less properties are being put up for sale.
BBC1’s Property Watch – Facts Or Headlines?
To be fair, I was worried, would this be a series of ’scare mongering’ and poor stats, or claims to get to the ‘truth about property’ which hasn’t ever got there in the past. However, the programme was an OK mix of property stats and stories. The ‘headlines’ were about how prices have fallen and the fear of long term negative equity, then a story about how the falls had affected people across the UK, interspersed with some facts, albeit not so far the best ones to be following the market.
So, at least a good balanced approach. However, there are some issues with the information that they used and certainly some of the research. For example, one survey was from a company called Standard and Poors, which forgive me, isn’t that the same company that gave triple AAA fantastic investment ratings to those awful subprime mortgage loans? Do we really want our hard earned tax payer’s money going to this company? Not sure we do, or would we ever trust any data from this company every again thanks very much!
UK Housing Market Remains in Recession
The UK property market ended in 2008 with a spectacular fall in both sales volume and individual prices.
Some experts in the property field have predicted that 2009 will follow a similar pattern and both home owners and buyers shouldn’t expect any significant movement yet.
Recently major UK lenders and estate agents were asked to predict both sales and valuations for 2009. The response was that there was little positive outlook, however most predicted some form of recovery.
As an average, property prices are expected to plunge a further 10-15 percent, however in contrast property sales are expected to increase. This is rather shocking news for most and flows in the face of recent media speculation.
Given the state of the economy not only in the United Kingdom but the World the knock on effect of those associated with the housing market are really feeling the push, particularly building and its associated labour force. This in turn has had a profound effect on the economy and the repercussions will be felt across the board for a long time.
First time buyers are also an area that everyone looks too as an indicator towards the state of the market. Most recently soaring prices had squeezed all but the brave and bold from the marketplace but now the tide is turning slowly and the number of people wanting to buy is rising and mortgage approvals are starting to move in a positive manner.
Generally a full recovery of the UK market is predicted for around 2010, but it remains to be seen if this prediction lives up to its expectation.
Spring Real Estate News
Looking back now as we approach the end of April, this was an active month for the real estate scene. Here are some of the highlights of the April housing scene – some good, some not so good:
Short Term Interest Rates Exceed Long Term:
Finally for the first time in decades, it is cheaper to lock into a long term mortgage rate. Imagine that – mortgage financing that helps the buyer!
According to the latest results of the Primary Mortgage Market Survey (PMMS) released by Freddie Mac, the 30-year fixed-rate has dropped down to an average of 4.80 percent. Same time last year, the rate was 6.03 percent.
A one-year Treasury-indexed adjustable-rate mortgage (ARMs) averaged at 4.82 percent. Same time last year, the same mortgage was 5.29 percent.
North Bay Village Offers Quaint Luxury Living at Affordable Prices
If you are looking for something that is quaint and offers the opportunity to live in luxury at affordable prices, the real estate options of North Bay Village in South Florida are really worth taking a look at. In addition to nearly 400 single family homes, there are plenty of luxury condominiums and apartment buildings available for purchase. If you like the idea of island living, this community offers you the opportunity to live in style in a quaint village that is known for its shops and restaurants and close proximity to Miami.
North Bay Village first came into being when it was built up from the waters of Biscayne Bay in the 1940s. Together with Treasure Island and Harbor Island, the community was incorporated as a village and became the haven of many snow birds who flocked to the area every winter to escape the brutal cold of the North. Many of these snow birds eventually decided to make the area their permanent year round home because they loved the quaint lifestyle plus the benefits of being surrounded by Biscayne Bay on one side and the Atlantic Ocean on the other. If you are looking for prime beach front property that is affordable and yet still has a hint of luxury that you crave, North Bay Village has plenty of real estate offerings for you to choose from.
Dubai Real Estate Becoming Home to Celebrities
Not that Dubai needs some celebrity endorsement to gain popularity; the “city of gold” is a star in itself. When a celebrity purchases some villa, island, or just put his/her name to some building, it’s hard to determine who’s being promoted? Dubai? The star? or both of them? Dubai has got a celebrity status, that is why celebrities are more than happy to attach their names with the developments going on, some have done it by purchasing a piece of property, others by giving their names to some development, while some are trying their luck in designing hotels or golf courses. Although, the property has got to deliver what it is supposed to deliver (yields on investments, luxurious lifestyle or world class business facilities), still nobody minds paying a little more when they know they will be getting a villa in the neighborhood of David Beckham or Brad Pitt.
Big names from Sports world:
Sheikh Mohammed bin Rashid Al Maktoum presented a whole island (in “The World”) to Michael Schumacher at his retirement, probably one of the most expensive publicly known gifts to an individual in recent times. Schumacher involvement doesn’t end there; we have got a whole Michael Schumacher Business Avenue at Business Bay as well. Similarly Boris Becker has a 19-storey building named after him. ACI Real Estate recently launched “Boris Becker tower” in the same district. Talking of tennis celebrities, everybody knows the famous friendly match played between Roger Federer and Andre Agassi at the helipad of Burj Al Arab hotel. Then we have “Tiger Woods Dubai”, a golf resort designed by non other than Tiger Woods himself. David Beckham represents the football stars at Dubai, who owns a luxurious Villa at Palm Jumeirah (though for the time being, his in-laws are more likely to occupy it).
Showbiz Biggies:
Dubai government is trying to make Dubai the prime destination for tourists, and what better way to attract people all around the world than bunching up some of the most famous showbiz names in Dubai, one way or another. Brad Pitt, Angelina Jolie, Hillary Swank, Kylie Minogue, Giorgio Armani, Carlos Santana, Shah Rukh; the names are big enough to pull crowds on their own. One of the hottest couple in Hollywood (at least among those, who are still together) Angelina Jolie and Brad Pitt have reportedly bought an island in “the world” Hillay Swank and Shah Rukh Khan are endorsing some property developments (While SRK owns an address in Palm Jumeriah as well). More than 2000 celebrities from all over the world flocked to Dubai for a grand opening ceremony of Hotel Atlantis, where Kylie Minogue and Michael Jackson performed.
With so many celebrities, VIPs and super starts showing up at Dubai, Dubai will soon become an ideal spot for investors, businessmen and tourists alike (oh and paparazzo’s as well).